When Should You Buy Car Insurance?
Buying car insurance is a critical decision that can affect your future financial stability. Georgia drivers must carry minimum amounts of auto liability insurance, so it’s crucial to have at least enough coverage to meet the state’s requirements.
The following may be ideal times to purchase car insurance: 
- New car purchase—Most dealerships require proof of insurance to complete the sale.
- Policy renewal—For existing cars, insurance policies typically renew automatically every six months or annually. Start shopping for quotes before your current policy expires to allow time to compare rates and coverage options.
- Life changes—Major life events such as moving to a new state, getting married or adding a teen driver to your policy may necessitate adjustments to your coverage.
- Non-owner insurance—If you frequently rent or borrow cars, non-owner car insurance may help provide liability coverage.
Where and When Can You Get Cheap Car Insurance?
Getting the best auto insurance coverage at the lowest possible rates can be easier when you choose to work with a local independent insurance agent.
Independent agents focus on understanding your unique situation and finding a policy that fits. They provide personalized advice and guidance throughout the process, including selecting coverage limits and handling claims.
If you need to file a claim or have questions about your policy, your independent agent can advocate on your behalf. They can explain complex insurance terms and help navigate the claims process smoothly.
The Craddock Insurance Services team can help you compare auto insurance quotes from multiple Georgia insurers to help you get good rates.
Car Insurance in Gainesville, GA
Contact Craddock Insurance Services in Gainesville, GA, to get auto insurance that meets your needs at favorable rates.